Considering a move to Pensacola, Florida? Pensacola is a great place to live but…
Are you on the hunt for promising career avenues, considering a peaceful place to retire, or simply yearning for a change of scene?
If any of these resonate with you, it’s time to weigh the advantages and downsides of living in Pensacola, FL.
Pensacola, Florida, located in the westernmost part of the state, have a rich history and a variety of attractions that make it a unique place to live.
As the county seat and only incorporated city of Escambia County, Pensacola has a population of over 52,000 residents.
The beautiful Gulf Coast might just be your dream destination.
However, settling in Pensacola might be ideal for some, but not for everyone. Let’s dive into the reasons to see if it’s a fit for you.
Contents
- Is Pensacola, Florida A Good Place To Live?
- Pro: Stunning beaches
- Pro: Great real estate market
- Pro: Affordable cost of living
- Pro: Good school district
- Pro: No state income tax
- Pro: Lots of employment opportunities
- Pro: Lots of Activities
- Con: Crowded During Peak Tourist Season
- Con: Traffic Congestion
- Con: Hurricanes
- Con: Summer Heat
- Con: High Crime Rates
- Final Thoughts
Is Pensacola, Florida A Good Place To Live?
Pensacola is a wonderful place to live, particularly if you have a penchant for coastal towns with a rich historical backdrop.
As of 2024, Pensacola is one of Florida’s most popular destinations, noted for its mix of beach-town relaxation and great cultural life.
The heart of Pensacola pulses with a family-centered spirit, with top-notch schools, a sound safety profile, and a variety of events and attractions that cater to both residents and tourists alike.
With its position along the Gulf of Mexico, Pensacola gifts its inhabitants with breathtaking seaside views and an array of water-based activities.
However, as delightful as Pensacola might seem it has its cons. Here are all the pros and cons you should consider before moving to Pensacola.
Pro: Stunning beaches
With clear blue waters and pristine white sand, these beaches rival those in more well-known coastal destinations.
Whether you enjoy swimming, sunbathing, or strolling along the shore, Pensacola Beach and Perdido Key have endless opportunities for relaxation and recreation.
You can also try surfing, paddleboarding, or snorkeling to make the most of the beautiful Gulf of Mexico.
Pro: Great real estate market
Pensacola has a diverse real estate market.
Whether you are looking for a beachfront condo, a historical home in the downtown area, or a suburban family home, you will surely find something that suits your taste and budget.
Unlike some popular coastal cities, in Pensacola, you will find reasonably priced properties.
Check out: 17 Beach Cities Where You Can Buy a House For Under $100,000
Pro: Affordable cost of living
Compared to many major cities in Florida and the United States, Pensacola offers reasonable housing prices, lower taxes, and affordable everyday expenses.
The affordable cost of living, at 6% lower than the state average and 5% lower than the national average, allows residents to enjoy a high quality of life without breaking the bank.
Pro: Good school district
Families considering a move to Pensacola will be pleased to know that the city has a good school district.
Escambia County School District, which serves Pensacola, offers various educational opportunities for kindergarten to high school students.
The district is known for its dedicated teachers, high graduation rates, and strong extracurricular programs.
Pro: No state income tax
In Pensacola, you will keep more of your hard-earned money.
Florida has no state income tax, so you get to keep a larger portion of your paycheck.
This financial advantage allows residents to allocate their income toward other areas such as housing, education, and leisure activities.
Pro: Lots of employment opportunities
While Pensacola is often associated with its beautiful beaches, it offers many employment opportunities in diverse industries.
The city has several major employers, including the military, healthcare, aerospace, and tourism sectors.
Naval Air Station Pensacola’s presence significantly boosts the local economy and creates numerous job opportunities.
Pro: Lots of Activities
Pensacola is not just about the beach; there’s something for everyone in this city.
Whether you are interested in outdoor activities, arts, and culture or enjoying the local food scene, Pensacola has it all.
The city hosts numerous festivals and events throughout the year, including the Pensacola Seafood Festival, the Great Gulf Coast Arts Festival, and the Pensacola Crawfish Festival.
The downtown area is also home to various art galleries, theater performances, and live music venues.
Con: Crowded During Peak Tourist Season
As a popular vacation destination, especially during spring break and summer, Pensacola attracts thousands of visitors every year.
While this may inject energy and excitement into the city, it can also lead to crowded beaches and long lines at popular attractions.
If you prefer a more peaceful and calm living environment, there might be other options than the hustle and bustle of tourist seasons.
Con: Traffic Congestion
Like any other bigger city, traffic congestion is a common complaint among Pensacola residents.
The influx of tourists can make busy roads even more crowded during peak season. This can result in longer commute times and a frustrating start to your day.
Road construction projects to improve infrastructure can further exacerbate traffic congestion issues.
Con: Hurricanes
Living on the Gulf Coast means Pensacola is prone to hurricanes and tropical storms.
While these natural phenomena can be mesmerizing to watch from a distance, they can also pose a significant threat to residents.
The hurricane season typically runs from June to November, bringing uncertainty and anxiety each year.
Con: Summer Heat
If you’re a fan of warm weather, Pensacola’s climate might be a dream come true for you.
However, the scorching heat during the summer months can be a dealbreaker for some.
With average highs reaching the 90s Fahrenheit, the heat and humidity can make a short walk outside uncomfortable.
Con: High Crime Rates
According to statistics, the violent crime rate in Pensacola is 35.7, compared to the national average of 22.7.
Similarly, the property crime rate in Pensacola is 61.4, compared to the national average of 35.4.
These statistics indicate an increased risk of becoming a victim of crime in Pensacola compared to other cities in the United States.
If safety is your concern, then you should check out the safest areas in Pensacola.
Final Thoughts
Pensacola is a gem on the northwest coast of Florida.
Close to the Alabama border, this city offers beautiful beaches and a plethora of activities to engage in.
However, considering a move to Pensacola means you’ll have to be comfortable with the Gulf Coast’s hot, humid summers and ensure the cost of living aligns with your budget.
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