Even when you lose your job, your expenses don’t stop.
Sometimes, you need a little support to get back on your feet during tough times. In such cases, you could use some help.
Fortunately, some apps loan you money instantly without a job! If you are unemployed and urgently need money, various online apps can lend you money to deal with your troubles.
So, what are these apps? Let’s find out!
Klover
For those needing a lone in a dire situation, Klover is one of the best options to consider. The easy availability on Google Playstore and Apple market proves that this app is gaining recognition among the people for its high utility.
The biggest reason behind Klover’s gaining fame is its low requirements. The platform doesn’t have any superficial requirements to acquire a loan.
Klover is also known to have processed loans even when most platforms refuse to extend loans. The people behind Klover understand that sometimes things can get hard, and a little help is all you need to get back on your feet.
Klover gives you a room to obtain a loan of up to $250 on Klover. Their repayment tenures are also very flexible, allowing you to return the amount in a feasible timeline.
Grain Loan App
With a different operating method, Grain Loan is another great platform for taking loans.
Unlike most apps that check your credit scores, Grain determines your eligibility by seeing your checking accounts.
If your account statement shows you had good income in the past 3-6 months, you’ll instantly certify for a loan.
Signing up on Grain also gives you access to a virtual credit card. You can use this credit card to make online transactions.
However, if you need cash, the platform also allows you to transfer money to any preferred account.
After checking your accounts, Grain can extend you a loan of up to $200. This amount can prove enough to help you survive while you’re trying to land your next job.
You might be interested in:
3 Temp Agencies That Pay The Same Day
9 Ways to Get Free Food Delivered With No Money
10 Places to Get Free Furniture For Low-Income Families
FloatMe
As the name suggests, FloatMe provides you with floats, otherwise known as cash advances. If you’re eligible for the loan, the app allows the users to request floats between checks.
Through FloatMe, you can request $10-$50 floats between checks. The platform doesn’t charge any interest fee or run any credit checks to determine eligibility.
Floatme also makes it easy for you to repay the loan. Although it charges approximately $2/month, users can try it for free for a week.
With support from over 10K banks, FloatMe makes it easy for you to loan the needed amount to get your life back together!
SoFi
SoFi is the ideal choice if you’re looking for a comparatively bigger loan. Loans from SoFi have helped many people survive the hardships during their jobless period.
They have also helped people to develop start-ups!
Being an online American finance company, Sofi offers various loans, including student and auto loans, personal loans, credit cards, mortgages, and investing.
This platform lets you borrow money anywhere between $50-$5000.
However, SoFi might ask you for proof of job to determine whether or not to approve your loan.
The proof of job helps the app ensure that you can pay back the loaned amount. SoFi also requires you to have a credit score of at least 680 to offer you a loan.
While there are no hidden fees associated with its use, SoFi’s demands make it harder to get a loan from them.
Earnin Cash Advance
Earnin is a reliable choice for scoring a loan for the times when the going gets tough. Earnin sends you the loaned amount a day earlier than your payday.
Its unique operating method and reliability have made it a trending app in all of America. Earnin also doesn’t have any superficial requirements to determine eligibility and easily instantly offers you a loan without a job.
Even if you don’t have a job, Earnin allows you to get money ahead of time. The trick is to use your Earnin account as a service provider or worker.
This way, Earnin gives you the money in case of an emergency long before you get it.
Brigit
Brigit is the ideal choice for obtaining a loan without conforming to credit checks. Brigit offers an instant loan of up to $250 and a favorable return term.
This app is ideal for employees waiting for their paydays to come. If you urgently need money and your payday is far, you can take the money from Brigit to pay it back on your next payday.
It’s low-interest rates also make it a solid option compared to other loaning platforms. Brigit not only helps you by loaning money instantly but also helps you build your credit score through small loan amounts.
Its favorable return terms allow you to comfortably repay the loan through multiple transactions, boosting credit scores.
Having a good credit score will further increase your eligibility for future loans and increase your financial credibility.
Getting a loan from Brigit is as easy as downloading their app from either Google Play store or the Apple Store.
Brigit also offers a detailed guide on how to get started for scoring an advance loan without a job.
Considering easy returns, a boosted credit score, and no credit checks, Brigit is a great app to take loan money to get through troubled times!
Final Words
Being unemployed when you have expenses to take care of can be very stressful. In such a scenario, the need for help is very dire. Thankfully, the loan apps mentioned in this guide can offer you some financial assistance needed to take a breather.
However, ensure to use this money wisely. While these apps might help you score a loan, ensure to spend wisely to land on your feet safely. Try to hold on to this loan at least until you have landed a job, so you don’t have to worry about paying back the debt or taking another loan!
We hope this guide helped you find the right app for you to take out the loan. Also, happy job hunting!
More From Dollar Sanity:
21 Websites To Get People To Give You Money
Hi, I’m Ashley a freelance writer who’s passionate about personal finance. Ever since I was young, I’ve been fascinated by the power of money and how it can shape our lives. I’ve spent years learning everything I can about budgeting, saving, investing and retirement planning. So if you are looking for tips, advice, or just a little bit of inspiration to help you on your financial journey, you have come to the right place. I am always here to help, and I am excited to share my passion for personal finance with you.