What Gas Stations Take Zip Pay?

Zip Pay is a popular “buy now, pay later” app that allows users to make purchases and payments without needing a physical credit or debit card.

What Gas Stations Take Zip Pay

Zip Pay has become increasingly popular in the petrol industry, allowing customers to pay for the fuel at various gas stations nationwide.

Let’s take a look at some gas stations that accept Zip Pay, including Texaco, Chevron, Costco, and Sam’s Club.

4 Gas Stations That Accept Zip Pay


Texaco is a popular petrol station. It offers a range of fuel options, including regular, premium, and diesel, as well as convenience store items.

Texaco accepts Zip Pay as a payment method, allowing customers to pay for fuel and other services using their digital wallet.


Along with the several ways to pay accepted at gas stations, Zip Pay also accepts Chevron.

Customers can pay for gas at Chevron using Zip Pay over four payments during a six-week period, but they must first create a computerized in-store card.

There’s a strong chance you’ll use Zip since it’s accepted at many petrol stations.

Sam’s Club

Sam’s Club, like Costco, is a warehouse club for members that sells a wide variety of goods and services, including gasoline.

Using your Zip Pay card at any of the gas stations operated by Sam’s Club, located in strategic areas around the US, is possible.

Members may now use electronic payment systems for Sam’s gas and other goods and services.


Costco, the popular wholesale retailer, does accept Zip Pay financing as a payment option. This means that customers can use their Zip Pay account to make purchases at Costco and pay for them later in installments.

However, it’s important to note that Zip Pay financing cannot be used for gas purchases at Costco.

In addition, this restriction may be because gas is a high-volume and low-margin product, and offering financing options may not be financially feasible for the retailer.

Despite this limitation, customers can still use Zip Pay to finance other purchases at Costco, making it a convenient option for those who prefer to spread out the cost of their purchases over time.

Benefits of Using Zip Pay

Zip Pay is a digital payment platform that allows users to make purchases and pay later, with the option to pay in installments. Here are some potential benefits of using Zip Pay:

Convenience: Zip Pay allows users to make purchases without paying upfront, providing a convenient payment option. Users can pay in installments over time, making it easier to manage their cash flow.

Budgeting: Zip Pay allows users to budget expenses by spreading payments over time. This can be useful for those who may have irregular income or costs.

Security: Zip Pay uses bank-level encryption and security measures to protect users’ information and transactions. This can provide peace of mind when making online purchases.

Rewards: Zip Pay offers a rewards program called Zip Rewards, which allows users to earn points for their purchases that can be redeemed for discounts or other benefits.

Flexibility: Zip Pay can be used at many online and physical stores, allowing users to purchase wherever they choose.

It is worth noting that while Zip Pay can be a valid payment option for some, it may not be the best choice for everyone. Users should carefully consider their financial situation and read the terms and conditions before using the service to ensure they can afford the repayments and avoid any potential fees or charges.

Drawbacks of Using Zip Pay

Interest charges: Zip Pay charges interest on outstanding balances, which can quickly accumulate if the balance is not paid in full each month.

Late fees: If you miss a payment, you may be charged a late fee. These fees can add up and make it harder to pay off your balance.

Credit score impact: Zip Pay can impact your credit score if you do not pay on time.

Limited acceptance: Not all retailers accept Zip Pay, so you may be unable to use it for all purchases.

Spending temptation: Zip Pay can make overspending easier since you do not have to pay for your purchases upfront. This can lead to financial trouble if you are not careful.

Account fees: Zip Pay charges account fees for inactive accounts, missed payments, and other services.

Limited payment flexibility: While Zip Pay allows you to pay in installments, you may not have as much flexibility as a traditional credit card.


Customers searching for a simple and versatile way to pay for gas and other services at gas stations have made Zip Pay a popular option—many additional gas station and convenience store businesses. Customers nationwide now have access to the convenience of paying for gas with a digital wallet thanks to the broad adoption of Zip Pay.